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smerchly

Van Go (Gone)?

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Well . my van is in Bracebridge ...smashed up but driveable  .A lady pulled out from a small plaza ...stopped for a second ,then pulled in front of my van (driven by my son-in-law) , &  stopped dead in the middle of the road going into the plaza . There was no time to avoid her (who is also pregnant) . Luckily , no serious injuries but extensive damage to my van ( hood, fender ,grill , headlights , bumper)  A lady cop came , said no charges will be laid as it occurred on private property . They may want to write it off , probably worth 2 grand or less in their books . I have spent over 4 grand lately putting it in nice shape . I'll be looking for a place to get it fixed cheap if insurance won't cover it . Maybe some wreckers can fix it up ....lots of the old Astros out there ....adjuster will give me an idea of what to do .

Arrrrrrgggg ....

Edited by smerchly

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its worth 4 grand then Bill.you have receipts proving that. didn't the cop do an accident report?whos name is listed first (at the top) on the report? S.I.L or preggers? I believe who's at faults name is listed at top...99% sure

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4 hours ago, I'm_A_Drifter said:

Good luck, Smerchly in your quest for another van.

This one will be fixed . I have seen them on Kijiji from $500 to $900 (300,000 plus kms) & still running.  I may be able to get a guy to fix it from his home garage . The police report says it's a no fault accident . My insurance co. will check that report to see if fault can be blamed on the other driver . Van is now in Welland & I'll take it in the morning to Glen Merritt  for an estimate . 

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On 6/28/2018 at 2:24 PM, fredfisher said:

its worth 4 grand then Bill.you have receipts proving that. didn't the cop do an accident report?whos name is listed first (at the top) on the report? S.I.L or preggers? I believe who's at faults name is listed at top...99% sure

She was at fault Fred.....She hit the brakes and froze in the middle of the through road which the van was on . I'll  get a copy of the police report tonight and it will be sent to my insurance co.  If the insurance only pays out $1000 there is no point in paying for collision insurance . I have been paying insurance for 60 years with no claims....

edit.....estimate came to $3 grand .  Insurance lady said they will determine any payout by what the body shop says the van is worth . I told her I shouldn't have to pay a cent since the other party was 100% at fault & I will be without my van for a week .   The police report doesn't comment on the accident at all , only the location ,  vehicle I.D. and driver names & insurance co. If they won't cover  $3000 to fix my van ...time to change insurance company . A friend had his truck stolen ( so common these days) and they paid out nearly 40 grand ....no problem . I  have  received some tips , thanks to posting here ,  and I will check them out  while I'm waiting to here back from Cumis Insurance ....this coming Thursday .  I can still drive it in the meantime .

Edited by smerchly
more ....

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New info ....been over 3 weeks without my fishingmobile  . Co-op called today ...found more damage , now at $5100 , so they want to write it off  . They will call me  Monday , hopefully with a cash settlement offer .  I will have to take it elsewhere for a cheaper fix.  Glen Merritt does good work but are very pricey . Looks like the fishing rod will have lots of rest for another few weeks....maybe I'll polish up my mountain bike and hit the hills and valleys of the 12 for a while ( bass, carp ,cats, etc etc .)...if it cools a bit .....lots of shade at the 12 .   It's been too hot to fish lately . :Gonefishing:

Vandam.jpg

 

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Thanks weedliner , I'll keep that in mind .  I'm waiting to hear back from insurance for a final offer . I hope to have it back by Mon-Tues to find a place to do the repairs ....got a lead to a place in the Falls . I don't mind fixing it with used parts from other vans....paint is cheap.

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5 hours ago, I'm_A_Drifter said:

There is a local one for sale. 1997 with 171500 kms for $6000.

About the same mileage as mine .  Maybe my insurance will buy it for me ....  or give me 6 grand to repair it .   NOT !   

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Smerchly, Never take their1st offer and do your research on your vehicle for proper value. They will try to LOW BALL you.. DO NOT LET THEM...  STAND FIRM... know your rights to fair settlement....

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Had a long talk with insurance lady about the details on the van like options on it , etc. ...probably a computerized estimate these days . Hope to hear from her today .  If the accident was my fault I could see them trying to low ball the payout (if any ) ,  I am the one losing  my vehicle for a month or more .. and paying insurance on it while it sits at the body shop . I'll tell her to check Kijiji and see the 6 grand van , same age ....

new info ....van is toast .  After taken apart they found previous repairs & broken rad bracket  , & welded rad support . Not repairable or driveable now. Maybe looking to buy the other van . My van is loaded with new parts and new Michelin tires . Will need to have it towed to my driveway ....have CAA .  Waiting to hear from the guy selling his van.....

Edited by smerchly
additional rant

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On 6/28/2018 at 2:54 PM, I'm_A_Drifter said:

Good luck, Smerchly in your quest for another van.

Thanks Drifter ,  it looks like it's in good shape ....don't like the Dutch doors but I can overlook that . I sent that link to the insurance agent ....maybe they will spring a few more pesos if I buy it .  My old van has lot$$$ of new parts I could use .....

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Got a great deal on the van and my insurance co. (Co-operators) came through for me . After talking with a very nice lady at Moncton, N.B. and sending her the info on the 97 Astro , she called back the next morning & said a check was on the way , tax included .....  didn't cost me a dime .  The new Smerchmobile  is in mint shape , full of options and has been christened today with it's first successful carp run !  I'm a happy camper & I hope to get another 21 years out of the van . 

Cheers  !!    ?

 

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1 hour ago, Tyler0420 said:

Wow An insurance company actually came through.  Now next year your premiums go up.  Really who’s winning?

I asked about that Tyler ....no change in premium since there was no fault on my side . If I was at fault they  give you one freebee . I know a few who use Cooperators and are happy with there rates . It helps to have the house & property items insured with them as well .  My claim is peanuts compared to all the stolen vehicles they dole out for , like a stolen $50K truck .....

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